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stUSD yield-bearing stablecoin
The easiest way to save and earn Dollars

Start earning U.S. Dollar yield passively & securely with stUSD, a trustless savings solution for all




USDA Staked

USDA tokens

stUSD is an onchain, transparent and permissionless Dollar savings product offering a 0% yield on your USDA deposit.

USDA tokens

stUSD is an onchain, transparent and permissionless Dollar savings product offering a 0% yield on your USDA deposit.

stUSD Historical Performance


Evolution of the value of $100 invested in the stUSD contract over time.

Generate passive income easily


Deposit USDA into the savings product, receive stUSD in exchange, and watch your assets grow effortlessly


Enter freely with any deposit amount, no fees, on the blockchain of your choice


Exit instantly at any time. There is no lockup period and no withdrawal fees


Calculate your potential savings rewards

Enter your amount



Est. 30 days Earnings


Est. Yearly Earnings


Get the best of TradFi and DeFi yields


With stUSD, get yield from the returns generated by RWAs and DeFi assets in Angle Protocol’s reserves


Angle provides the best risk-adjusted yields among TradFi and DeFi products, we've got you covered


stUSD yield is non dilutive: earn the same regardless of whether you deposit $1 or $100M

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Save Dollars with peace of mind


The risks associated with participating in Angle's audited savings solution are the same as those involved with owning USDA


With stUSD, take advantage of USDA anti-depeg mechanisms, stable collateral backing as well as of the 0% equity buffer for every USDA in circulation



Liabilities & Equity


Surplus Buffer: This is what would be left in the protocol if all stakeholders redeemed or repaid their USDA debt.

Built to be composable

Your savings deposits with Angle are tokenized. Leverage stUSD across the entire DeFi ecosystem.

Wondering if stUSD is for you or your protocol?


Need help?

  • stUSD is a staked version of USDA earning a native USD yield paid in USDA. It is a yield-bearing ERC-20 token that can be freely transferred and that is always redeemable for an ever-growing amount of USDA. The value of 1 stUSD is not meant to be $1: it increases over time as yield continuously accrues to it.

  • The yield is generated by the assets the Angle Protocol holds across its different minting modules. In particular, the Angle Protocol collects yield from the interest rates paid by USDA borrowers in the context of the loans that can be taken through its Borrowing module, and from specific yield-bearing assets in reserve by the protocol.

  • Aside from the smart contract risk, trust assumptions are the same for stUSD and USDA. Returns may vary without notice but the deposited USDA cannot be lent or used in any way. For the risk associated with holding USDA, please refer to the documentation.

  • There are no protocol fees to deposit or withdraw from the stUSD contract. Withdrawals can be performed at any time.

  • When you deposit through this page, either you provide USDA and these are directly deposited in the stUSD contract in exchange for stUSD tokens or your tokens are swapped into USDA before being deposited in the contract. You can deposit as much as you want and withdraw at any moment. There are no lock-ups and no protocol fees for using stUSD.

  • Your USDA is deposited into a dedicated contract within the Angle Protocol commonly referred to as the stUSD contract.

  • You will start earning immediately after depositing your first USDA. You can then stay in the contract and keep earning for as long as you wish (from one block to years). Even in cases where Angle changes the savings rate schedule, your USDA will remain there until you withdraw it.

  • You do not need to manage this position, you will earn more USDA at the rate shown continuously until the rate is adjusted by Angle Protocol following the schedule voted by governance. You do not need to do anything if the USDA Savings Rate changes. You can leave your USDA in the contract and keep your stUSD for as long as you see fit.

  • When users own crypto like stUSD, they have two keys: a public key for receiving funds and a private key for signing transactions. If the private key is shared or compromised, they risk losing access to their funds.

    Users can manage their stUSD with online or offline wallets. Online wallets, or hot wallets, store the private key on internet-connected devices like smartphones, vulnerable to attacks. In contrast, offline wallets, also known as hardware wallets, keep the private key offline in a secure environment.

    Angle Protocol recommends using the Ledger crypto wallet, the industry-leading hardware wallet, to secure stUSD. Ledger ensures robust security with private keys stored on a military-grade security chip and requires a PIN code for access. With complete isolation between private keys β€” kept on the hardware wallet β€” and users' computer or mobile device when interacting with crypto service & DApp, the ERC20 wallet Ledger keeps keys safe, granting full control over stUSD.